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Voluntary Health Insurance

In addition to compulsory health insurance, the Law also allows for the possibility of voluntary health insurance. It can be organised and exercised through the Republic’s Institute and legal entities engaged in insurance activities, and the rights and obligations begin with direct contracts between citizens and the respective legal entities.

This means of insurance provides the insured with different medical services, over the value of those guaranteed by compulsory health insurance, i. e. a higher standard of health care services than those prescribed by compulsory health insurance.

LAW ON HEALTH INSURANCE (“OFFICIAL GAZETTE OF RS” NOS. 107/05 & 109/05 )